Your Health, Your Wealth — Protected

Health insurance is an essential financial safeguard. It shields you and your loved ones from rising medical costs — from hospitalization to critical illnesses — ensuring access to quality treatment without draining your savings.

A well-designed health plan gives you peace of mind to focus on recovery, not bills.

Protection That Truly Matters

Health insurance isn’t about the cheapest premium. It’s about the right coverage, at the right time — tailored to your needs.

We Don’t Just Sell Policies. We Guide You.

Too many people choose health insurance based on price — only to face claim denials, hidden limits, or inadequate cover later.

We simplify the complexity of insurance so you can make smart, informed decisions.

How We Help You Choose

We help you understand:

• Policy inclusions and exclusions
• Sub-limits and room rent clauses
• Waiting periods and pre-existing condition terms
• Claims process and network hospital coverage

Key Features You Should Look For

(Illustrative example based on popular plans from SBI General Insurance)

• Restoration Benefit – Reinstates your sum insured after a claim, at no extra cost
• Critical Illness Cover – Offers lump sum payouts for serious health events like cancer or cardiac surgery
• Pre & Post-Hospitalization Cover – Includes diagnostics, consultations, and medicines
• Cashless Network – Access over 10,000 hospitals across India
• Tax Benefits – Premiums are eligible under Section 80D of the Income Tax Act

Trusted Partner: SBI General Insurance

We proudly offer health insurance products from SBI General Insurance — a respected insurer with wide network access, transparent claim processes, and robust plan options for individuals, families, and seniors.

Why People Trust ValueMagix

We treat your family like our own.

• No aggressive sales
• No one-size-fits-all plans
• Only genuine, needs-based advice
• IRDA-certified, ethical practices

The Best Time to Buy Health Insurance? When You’re Healthy

Don’t wait for a health emergency. Get covered early, avoid exclusions, and secure lifelong protection.

IRDAI Registration & Disclosure

ValueMagix is a financial services brand promoted by DHANEESH K.P, an IRDA-licensed health insurance agent (License No. XXXXXXXX), representing SBI General Insurance Company Ltd.

We offer advisory and distribution services under the regulatory framework of IRDAI, focused on ethical and customer-first recommendations.

Mandatory Disclaimer (IRDAI-Compliant)

Insurance is the subject matter of solicitation. The information provided above is for general understanding only and does not constitute insurance advice or a product recommendation. All features, benefits, and premiums are subject to underwriting guidelines and policy terms of the respective insurer. Please read the sales brochure and policy wordings carefully before purchasing.

LIFE INSURANCE

Protect Dreams. Preserve Dignity. Provide Certainty.

Life insurance is more than a policy — it’s a promise of protection.

It secures your family’s future by ensuring they are not burdened with debt, disrupted goals, or financial uncertainty in your absence.

There are various life insurance solutions tailored to different needs — including Term Insurance (pure protection), Savings Plans, ULIPs, and Retirement Plans.

Our Focus: Term Insurance — Pure Protection, Maximum Impact

Secure Their Tomorrow, Today
If something were to happen to you, who will handle EMIs, rent, school fees, or monthly expenses?

Term insurance is a simple, low-cost way to ensure your family continues life with dignity — no compromises.

Why Choose Term Insurance?

• High life cover at an affordable premium
• Financial security for your loved ones
• No market risk — pure protection, not investment
• Suitable for salaried, self-employed, and professionals with dependents

Illustrative Example (For Educational Purposes Only)

A healthy 30-year-old non-smoker male may get a ₹1 crore term life cover for approximately ₹1,000/month*. (*Premiums are indicative and depend on age, medical history, policy tenure, and insurer underwriting.)

In Partnership with HDFC Life

We offer products from HDFC Life — one of India’s leading and most trusted life insurers — known for:

• 99.39% individual death claim settlement ratio (FY 2022–23)*
• Easy digital onboarding
• Optional add-ons: Critical Illness, Waiver of Premium
• Efficient and transparent claim process

*Source: HDFC Life public disclosures. Past data does not guarantee future results.

Why Families Choose ValueMagix

We don’t just sell policies — we guide you.
We assess your needs based on:

• Your age & income
• Dependents & liabilities
• Lifestyle & future goals

Then we help you choose the most appropriate plan — not the costliest one.

Start with ₹500–₹1,000/month

• 100% digital onboarding
• Free consultation with licensed advisor
• Ongoing support — not just policy issuance

IRDAI Registration & Disclosure

ValueMagix is a financial services brand promoted by DHANEESH K.P, an IRDA-licensed individual life insurance agent (License No. HDFI0206250106), representing HDFC Life Insurance Company Ltd.

We provide insurance services under the regulatory framework laid out by IRDAI and are committed to ethical, need-based recommendations.

Disclaimer (As Required by IRDAI)

Insurance is the subject matter of solicitation. Premiums are indicative and subject to underwriting by the insurer. Please read the sales brochure and policy wordings carefully before concluding a sale. All information provided is for general understanding only and should not be construed as financial advice.